Last week, those of us in Toronto, went through a heavy rain storm the like of which we have not seen in a while. It was quite the sight to see people being rescued by canoe in the heart of the city. Working for an insurance company the expected happened. The phones were jammed with people calling in with complaints of flooding and wanting the insurance company to pay for the damage. It is not easy or pleasant to explain that there is no insurance against flooding or any event that is a result of the effect of nature or also called an act of God. I wanted to say "Duh...what kind of insurance can you hope to buy against the plans of an Almighty God? Which earthly organisation could claim to offer this kind of insurance?" While I had to go over this again and again with very angry clients, it got me thinking about the biggest calamity that can hit us - death itself. Praise God that we can have guaranteed coverage with the premium paid in full on this one!! It is even free